RBI’s Contingent Risk Buffer Tweak: What’s Changing?The Reserve Bank of India (RBI) has recalibrated its Contingent Risk Buffer (CRB) range from 5.5%-6.5% of its balance sheet to a broader range of 4.5%-7.5%. This policy shift, aimed at offering m....

The Reserve Bank of India (RBI) has imposed a monetary penalty of Rs 29.6 lakh on Yes Bank for non-compliance with specific regulatory guidelines. This development has raised questions about the bank’s internal control mechanisms an....

India’s retail credit universe has been aging like fine wine—evolving from fragmented lending to a more mature credit market. From friendly neighbourhood consumer loans and personal finance to bold fintech lending entries, we’re witnessing a full-....

The Reserve Bank of India’s (RBI) surprise 50-basis-point repo rate cut to 5.50% in June 2025, the third since February, is set to reshape consumer spending and real estate markets. With a 100-basis-point Cash Reserve Ratio (CRR) reduction free....

Picture a giant warehouse, fully stocked, but with no immediate buyers. That’s what India’s banking system has looked like lately, flush with funds but unsure where to deploy them. This is reflected in a surprising data point from the Reserve B....

India’s currency has been on quite a ride in 2025, with the rupee recently touching 85.75 against the US dollar. For many, this feels like a worrying milestone, but there is more to the story than just a weaker currency headline. The Reserve Bank ....

Keyword focus: Indian Rupee, RBI Policy, Bond Market India 2025This April, while global markets are on edge due to trade tensions, something interesting is happening closer to home. The Indian Rupee is rising, the bond market is rallying, and ever....

India’s economy just got a turbo boost—or maybe a gentle nudge? On June 6, 2025, the RBI repo rate slashed rates by 50 basis points, down to 5.5%, marking the third cut this year and 100 bps total. It also chopped the Cash Reserve Ratio ....

On June 6, 2025, the Reserve Bank of India (RBI) announced a surprise 50-basis-point repo rate cut to 5.50%, marking the third consecutive reduction since February 2025. This move, coupled with a 100-basis-point cut in the Cash Reserve Ratio (C....

Microfinance stocks have seen rough weather as RBI scrutiny turns up the heat. Regulators have zeroed in on NBFC-MFIs that were charging steep interest rates or flouting lending norms. In October 2024, the RBI barred four big NBFCs – including Sac....

India’s central bank is on a liquidity spree. In early June 2025 the Reserve Bank of India (RBI) cut its policy rate by 50 bps to 5.50% and announced a 100 bps cut in the Cash Reserve Ratio, unleashing more cash into the banking system. At the sam....