Kotak Mahindra Bank Q4 FY25 Results | Profit Falls 14%, Provisions Surge

Kotak Mahindra Bank Q4 FY25: Profit Declines Amid Higher Provisions May 06 2025Stock Market News

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Kotak Mahindra Bank reported a 14% year-on-year decline in standalone net profit for the quarter ended March 31, 2025, totaling Rs 3,552 crore. This decline is primarily due to a significant increase in provisions for bad loans, which surged by 245% to Rs 909 crore.

Financial Highlights

Net Interest Income (NII): Increased by 5% to Rs 7,284 crore.
Net Interest Margin (NIM): Stood at 4.97%, down from 5.28% a year earlier.
Gross NPA: Slightly increased to 1.42% from 1.39%.
Net NPA: Improved to 0.31% from 0.34%.

Dividend Declaration

The bank's board recommended a dividend of Rs 2.50 per share for FY25, subject to shareholder approval.

Market Reaction

Following the earnings announcement, Kotak Mahindra Bank's stock declined by 5.5%, reflecting investor concerns over higher credit costs and softer loan growth.

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Blogs

Kotak Mahindra Bank Q4 FY25: Profit Declines Amid Higher Provisions May 06 2025Stock Market News

Financial Highlights

Dividend Declaration

Market Reaction