COMPANY PROFILE

Profit & Loss

TAMILNAD MERCANTILE BANK LTD. SHARE PRICE [LIVE]

NSE : TMBBSE : 543596ISIN CODE : INE668A01016Industry : Bank - PrivateHouse : MNC

BSE482.40-0.5 (-0.1 %)

PREV CLOSE ( ) 482.90

OPEN PRICE ( ) 481.05

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 6929

TODAY'S LOW / HIGH ( )476.10 485.85

52 WK LOW / HIGH ( )400 611

NSE482.200.05 (+0.01 %)

PREV CLOSE( ) 482.15

OPEN PRICE ( ) 484.90

BID PRICE (QTY) 482.20 (1010)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 75933

TODAY'S LOW / HIGH( ) 477.00 485.55

52 WK LOW / HIGH ( )402 611.35

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

I. INCOME

Interest Earned

40810.42

38338.60

36090.54

34661.12

32244.57

Interest / Discount on advances / Bills

31437.04

29527.94

28114.42

27010.95

24462.99

Interest on balances with RBI and other Inter-bank funds

273.39

497.31

354.50

402.29

109.67

Income on investments

9045.04

8224.84

7504.15

7100.83

7504.36

Others

54.95

88.51

117.47

147.05

167.55

Other Income

6291.10

8122.58

6443.48

5264.17

4143.41

Commission,exchange and brokerage

1921.71

1859.70

1700.00

1601.81

1487.07

Profit / (loss)on sale of investments(net)

55.90

677.98

1550.68

674.24

269.49

Profit on sale of Fixed Assets

1.31

0.16

1.76

-0.29

0.35

Foreign Exchange Gains

240.24

331.72

253.66

199.30

145.11

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

Miscellaneous income

4071.95

5253.02

2937.39

2789.11

2241.39

Total Income

47101.52

46461.18

42534.02

39925.29

36387.98

II. EXPENDITURE

Interest Expended

19869.16

20186.31

20715.25

21465.92

19943.04

Intereston Deposits

19644.48

20118.48

20506.90

21415.96

19472.66

Interest on RBI / inter-bank borrowings

54.16

13.91

86.62

22.00

180.77

Other Interest

170.52

53.92

121.73

27.97

289.62

Operating Expenses

11503.94

11110.35

9796.53

8509.12

7602.26

Payments to and provisions for employees

6186.73

6157.93

5604.95

4355.38

3753.06

Rent,Taxes and lighting

986.21

895.85

820.58

807.44

826.87

Depreciation on Banks property

539.15

331.85

285.64

300.80

355.62

Depreciation on leased assets

Auditor's fees and expenses

22.56

28.10

13.91

15.22

21.66

Law charges

12.25

4.47

7.36

9.28

7.18

Communication Expenses

202.57

205.38

147.22

186.12

162.27

Repairs and Maintenance

155.76

180.72

106.09

160.87

111.13

Insurance

541.20

497.39

453.67

349.91

314.24

Other expenses

2857.51

2808.65

2357.11

2324.10

2050.22

Provisions and Contingencies

1792.03

3918.43

4038.65

4101.32

4877.67

Provision for investments

56.30

97.40

342.50

Provision for advances

1292.03

1957.23

3982.35

4003.92

4535.17

Others Provisions

500.00

1961.20

Profit Before Tax

13936.39

11246.09

7983.59

5848.93

3965.01

Taxes

3643.80

3027.00

1950.30

1772.00

1379.20

Current Income Tax

3490.60

2931.80

1920.00

1560.00

1356.00

Deferred Tax

153.20

95.20

30.30

212.00

23.20

Other taxes

0.00

Profit After Tax

10292.59

8219.09

6033.29

4076.93

2585.81

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

10292.59

8219.09

6033.29

4076.93

2585.81

Adjustments to PAT

IV. APPROPRIATIONS

12555.75

9019.02

6540.43

4648.91

2946.19

Transfer to Statutory Reserve

3090.00

2470.00

1810.00

1230.00

780.00

Appropriation to General Reserve

Appropriation to Revenue Reserve

3100.00

1620.00

610.00

Appropriation to Other Reserves

5100.00

3000.00

Equity Dividend

Corporate dividend tax

Other appropriations

4365.75

3549.02

1630.43

1798.91

1556.19

Equity Dividend %

100.00

50.00

32.00

Earnings Per Share

65.00

58.00

42.00

29.00

18.00

Adjusted EPS

65.00

58.00

42.00

29.00

18.00

ATTENTION INVESTORS
KYC
NSDL/CDSL

Prevent Unauthorized Transactions in your demat and trading account --> Update your Mobile Number/Email id with your Depository Participant and Stock Broker. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat/trading account directly from CDSL and Stock Exchanges on the same day.........issued in the interest of investors...

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

2. Update your Mobile Number & Email Id with your Stock Broker/ Depository Participant and receive OTP directly from Depository on your Email Id and/ or Mobile Number to create pledge.

3. Pay 20% upfront margin of the transaction value to trade in cash market segment.

4. Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued by NSE vide. Circular No. NSE/INSP/45191 dated: July 31, 2020 and NSE/INSP/45534 and BSE vide Notice No. 20200731-7, dated: July 31, 2020 and 20200831- 45 dated: August 31, 2020 and dated: August 31, 2020 and other guidelines issued from time to time in this regard.

5. Check your Securities/ MF/ Bonds in the Consolidated Account Statement issued by NSDL/ CDSL every month.

6. Risk disclosures RISK DISCLOSURES ON DERIVATIVES:

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹ 50,000.
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost

Dear Investor,
As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the BSE Investor Protection Fund website where you will find some useful educative material in the form of text and videos, so as to become an informed investor.
https://www.bseipf.com/investors_education.html
We believe that an educated investor is a protected investor !!!

"As per the directives of CDSL and esteemed Exchanges, it has been made mandatory for every client to furnish their latest KYC details viz. Valid Mobile No., Email- Id & Income range on or before 31.05.2021 else your Account will be marked as Non Compliant and will be Freezed till the compliance of such requirement."

"No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorize your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account."

"KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary."

Dear Investor if you wish to revoke your un-executed eDis mandate, please mail us with ISIN and quantity on dp@indiratrade.com by today EOD."

REGISTRATION NOS:

INDIRA SECURITIES PVT.LTD. (SEBI REG.NO.):NSE TMID: 12866, BSE TMID: 663, CDSL DPID: 17000 SEBI REG. NO.: INZ000188930, MCX TM ID: 56470, NCDEX TM ID: 01277, CDSL REG. NO.: IN-DP-90-2015, CIN : U67120MH1996PTC160201

DISCLAIMER:

"INVESTMENT IN SECURITIES MARKET ARE SUBJECT TO MARKET RISKS, READ ALL THE RELATED DOCUMENTS CAREFULLY BEFORE INVESTING."

INVESTORS GRIEVANCE

Indrendu Joshi. Email: compliance@indiratrade.com. Call : 0731-4797275

Investor grievance complaint : complaint@indiratrade.com

INVESTOR CHARTER