(Rs.in Million)
Particulars
Mar 2004
Mar 2003
Mar 2002
Operating Income
3085.80
4234.40
3533.20
Interest income
783.00
1010.20
706.40
Portfolio management services
Processing fees and other charges
Other Operating Income
2302.80
3224.20
2826.80
Operating Income (Net)
3085.80
4234.40
3533.20
Increase/Decrease in Stock
Employee Cost
181.90
215.40
211.20
Salaries, Wages & Bonus
137.30
157.00
161.30
Contributions to EPF & Pension Funds
20.40
24.60
19.80
Workmen and Staff Welfare Expenses
24.20
33.80
30.10
Other Employees Cost
0.00
0.00
0.00
Operating & Establishment Expenses
148.50
185.50
184.60
Software & Technical expenses
16.60
17.10
Commission, Brokerage & Discounts
1.80
2.00
20.80
Rent , Rates & Taxes
44.90
67.70
82.30
Repairs and Maintenance
52.30
51.80
42.80
Electricity & Power
16.10
19.50
18.50
Other Operating Expenses
6.00
15.80
9.70
Administrations & Other Expenses
227.40
352.00
287.70
Printing and stationery
16.90
17.40
17.00
Professional and legal fees
94.30
110.30
71.20
Advertisement & Sales Promotion
18.00
27.40
35.10
Other General Expenses
98.30
196.80
164.50
Provisions and Contingencies
1392.60
1498.50
336.10
Provisions for contingencies
4.80
2.10
0.20
Provisions against NPAs
225.60
385.60
136.60
Bad debts /advances written off
1054.50
1035.60
137.30
Provision for doubtful debts
Losson disposal of fixed assets(net)
12.90
8.60
1.70
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
8.70
0.20
Other Miscellaneous Expenses
86.10
66.50
60.10
Less: Expenses Capitalised
Total Expenditure
1950.40
2251.40
1019.60
Operating Profit (Excl OI)
1135.40
1983.00
2513.60
Other Income
1215.60
1195.20
173.00
Other Interest Income
180.80
45.30
24.10
Profit on sale of Fixed Assets
Income from investments
46.20
10.30
3.60
Provision Written Back
872.50
895.40
0.60
Operating Profit
2351.00
3178.20
2686.60
Interest
1805.20
3095.10
2646.70
Bonds / Debentures
1384.00
2447.90
1973.90
Other Interest
80.80
119.10
73.20
Depreciation
444.10
608.70
498.20
Profit Before Taxation & Exceptional Items
101.70
-525.60
-458.30
Exceptional Income / Expenses
-165.90
-1116.40
Profit Before Tax
101.70
-691.40
-1574.60
Provision for Tax
10.60
-261.50
-395.10
Current Income Tax
4.50
0.90
0.20
Deferred Tax
5.50
-263.10
-396.40
Profit After Tax
91.10
-430.00
-1179.50
Minority Interest
-1.40
-2.50
2.90
Share of Associate
104.60
-60.20
Consolidated Net Profit
194.30
-492.60
-1176.60
Profit Balance B/F
-5600.70
-5104.30
-3926.10
Appropriations
-5406.40
-5596.90
-5102.80
General Reserve
-2.60
2.60
1.00
Corporate dividend tax
0.00
Other Appropriation
-5403.80
-5599.40
-5103.80
Earnings Per Share
1.00
-18.00