COMPANY PROFILE

Profit & Loss

PNB HOUSING FINANCE LTD. SHARE PRICE [LIVE]

NSE : PNBHOUSINGBSE : 540173ISIN CODE : INE572E01012Industry : Finance - HousingHouse : PSU

BSE784.00-2 (-0.25 %)

PREV CLOSE ( ) 786.00

OPEN PRICE ( ) 795.00

BID PRICE (QTY) 783.80 (75)

OFFER PRICE (QTY) 785.20 (7)

VOLUME 17777

TODAY'S LOW / HIGH ( )783.45 799.75

52 WK LOW / HIGH ( )431.5 913.95

NSE782.25-1 (-0.13 %)

PREV CLOSE( ) 783.25

OPEN PRICE ( ) 795.00

BID PRICE (QTY) 782.50 (100)

OFFER PRICE (QTY) 782.95 (36)

VOLUME 464184

TODAY'S LOW / HIGH( ) 782.20 799.50

52 WK LOW / HIGH ( )428 913.7

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

INCOME :

Operating Income

65270.00

61960.00

76040.00

84820.00

76790.00

Sale of Shares / Units

Interest income

61990.00

58220.00

71900.00

76880.00

67930.00

Portfolio management services

Dividend income

Brokerages & commissions

2830.00

2630.00

1810.00

2990.00

4490.00

Processing fees and other charges

Other Operating Income

450.00

1110.00

2330.00

4950.00

4370.00

Operating Income (Net)

65270.00

61960.00

76040.00

84820.00

76790.00

EXPENDITURE :

Increase/Decrease in Stock

Employee Cost

2660.00

2170.00

2110.00

2330.00

3040.00

Salaries, Wages & Bonus

2310.00

1930.00

1790.00

1900.00

2430.00

Contributions to EPF & Pension Funds

180.00

170.00

150.00

190.00

170.00

Workmen and Staff Welfare Expenses

50.00

30.00

40.00

Other Employees Cost

120.00

40.00

130.00

210.00

390.00

Operating & Establishment Expenses

850.00

670.00

680.00

380.00

1170.00

Depository Charges

Security Transaction tax

Software & Technical expenses

Commission, Brokerage & Discounts

120.00

110.00

120.00

90.00

550.00

Rent , Rates & Taxes

20.00

30.00

160.00

490.00

Repairs and Maintenance

550.00

430.00

420.00

130.00

Insurance

10.00

0.00

Electricity & Power

90.00

70.00

Other Operating Expenses

70.00

30.00

0.00

Administrations & Other Expenses

1090.00

1070.00

610.00

1320.00

1230.00

Printing and stationery

50.00

40.00

30.00

60.00

90.00

Professional and legal fees

540.00

610.00

340.00

440.00

340.00

Advertisement & Sales Promotion

200.00

180.00

80.00

270.00

240.00

Other General Expenses

300.00

230.00

160.00

550.00

570.00

Provisions and Contingencies

18840.00

6090.00

9170.00

13340.00

2060.00

Provisions for contingencies

Provisions against NPAs

Bad debts /advances written off

17380.00

5620.00

830.00

780.00

270.00

Provision for doubtful debts

Losson disposal of fixed assets(net)

0.00

40.00

10.00

0.00

Losson foreign exchange fluctuations

Losson sale of non-trade current investments

Other Miscellaneous Expenses

1460.00

470.00

8300.00

12550.00

1790.00

Less: Expenses Capitalised

Total Expenditure

23430.00

9990.00

12570.00

17370.00

7500.00

Operating Profit (Excl OI)

41840.00

51970.00

63470.00

67450.00

69290.00

Other Income

11280.00

50.00

200.00

80.00

40.00

Other Interest Income

Other Commission

Discounts

Profit on sale of Fixed Assets

Income from investments

Provision Written Back

11260.00

10.00

Others

20.00

50.00

200.00

80.00

40.00

Operating Profit

53120.00

52020.00

63670.00

67520.00

69330.00

Interest

39000.00

40650.00

51010.00

58750.00

51670.00

Loans

20510.00

19130.00

24100.00

25690.00

14920.00

Deposits

13150.00

13070.00

13320.00

13040.00

10350.00

Bonds / Debentures

5150.00

8290.00

13330.00

19660.00

26040.00

Other Interest

180.00

160.00

260.00

370.00

Depreciation

510.00

530.00

590.00

660.00

310.00

Profit Before Taxation & Exceptional Items

13610.00

10840.00

12070.00

8110.00

17340.00

Exceptional Income / Expenses

Profit Before Tax

13610.00

10840.00

12070.00

8110.00

17340.00

Provision for Tax

3150.00

2470.00

2770.00

1650.00

5430.00

Current Income Tax

880.00

2970.00

4290.00

4020.00

5090.00

Deferred Tax

2270.00

-20.00

-1360.00

-2240.00

390.00

Other taxes

0.00

-470.00

-160.00

-130.00

-50.00

Profit After Tax

10460.00

8360.00

9300.00

6460.00

11920.00

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

10460.00

8360.00

9300.00

6460.00

11920.00

Adjustments to PAT

Profit Balance B/F

44030.00

37130.00

29710.00

26870.00

18940.00

Appropriations

54490.00

45490.00

39010.00

33330.00

30860.00

General Reserve

Proposed Equity Dividend

Corporate dividend tax

Other Appropriation

54490.00

45490.00

39010.00

33330.00

30860.00

Equity Dividend %

90.00

Earnings Per Share

62.00

50.00

55.00

38.00

71.00

Adjusted EPS

51.00

41.00

46.00

32.00

59.00

ATTENTION INVESTORS
KYC
NSDL/CDSL

Prevent Unauthorized Transactions in your demat and trading account --> Update your Mobile Number/Email id with your Depository Participant and Stock Broker. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat/trading account directly from CDSL and Stock Exchanges on the same day.........issued in the interest of investors...

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

2. Update your Mobile Number & Email Id with your Stock Broker/ Depository Participant and receive OTP directly from Depository on your Email Id and/ or Mobile Number to create pledge.

3. Pay 20% upfront margin of the transaction value to trade in cash market segment.

4. Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued by NSE vide. Circular No. NSE/INSP/45191 dated: July 31, 2020 and NSE/INSP/45534 and BSE vide Notice No. 20200731-7, dated: July 31, 2020 and 20200831- 45 dated: August 31, 2020 and dated: August 31, 2020 and other guidelines issued from time to time in this regard.

5. Check your Securities/ MF/ Bonds in the Consolidated Account Statement issued by NSDL/ CDSL every month.

6. Risk disclosures RISK DISCLOSURES ON DERIVATIVES:

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹ 50,000.
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost

Dear Investor,
As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the BSE Investor Protection Fund website where you will find some useful educative material in the form of text and videos, so as to become an informed investor.
https://www.bseipf.com/investors_education.html
We believe that an educated investor is a protected investor !!!

"As per the directives of CDSL and esteemed Exchanges, it has been made mandatory for every client to furnish their latest KYC details viz. Valid Mobile No., Email- Id & Income range on or before 31.05.2021 else your Account will be marked as Non Compliant and will be Freezed till the compliance of such requirement."

"No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorize your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account."

"KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary."

Dear Investor if you wish to revoke your un-executed eDis mandate, please mail us with ISIN and quantity on dp@indiratrade.com by today EOD."