(Rs.in Million)
Particulars
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Operating Income
38155.00
31573.00
25736.00
23005.00
18491.00
Interest income
34869.00
29212.00
24959.00
22596.00
18138.00
Portfolio management services
Dividend income
5.00
7.00
4.00
116.00
84.00
Processing fees and other charges
2054.00
1117.00
Other Operating Income
1226.00
1238.00
773.00
292.00
269.00
Operating Income (Net)
38155.00
31573.00
25736.00
23005.00
18491.00
Increase/Decrease in Stock
Employee Cost
4612.00
3303.00
2691.00
2160.00
1668.00
Salaries, Wages & Bonus
4265.00
3060.00
2453.00
1995.00
1573.00
Contributions to EPF & Pension Funds
190.00
127.00
113.00
78.00
30.00
Workmen and Staff Welfare Expenses
113.00
86.00
86.00
69.00
42.00
Other Employees Cost
45.00
30.00
40.00
18.00
23.00
Operating & Establishment Expenses
1118.00
828.00
772.00
816.00
1473.00
Software & Technical expenses
90.00
50.00
59.00
7.00
34.00
Commission, Brokerage & Discounts
Rent , Rates & Taxes
548.00
470.00
467.00
493.00
501.00
Repairs and Maintenance
102.00
47.00
46.00
49.00
50.00
Electricity & Power
104.00
100.00
87.00
95.00
97.00
Other Operating Expenses
273.00
161.00
84.00
119.00
790.00
Administrations & Other Expenses
1261.00
1025.00
1060.00
1345.00
1384.00
Printing and stationery
48.00
36.00
41.00
56.00
78.00
Professional and legal fees
379.00
297.00
264.00
163.00
146.00
Advertisement & Sales Promotion
201.00
144.00
144.00
452.00
522.00
Other General Expenses
632.00
547.00
611.00
674.00
639.00
Provisions and Contingencies
3330.00
1942.00
1189.00
1060.00
461.00
Provisions for contingencies
145.00
2.00
258.00
43.00
Provisions against NPAs
116.00
842.00
Bad debts /advances written off
2303.00
656.00
414.00
44.00
32.00
Provision for doubtful debts
521.00
493.00
276.00
Losson disposal of fixed assets(net)
7.00
2.00
19.00
Losson foreign exchange fluctuations
18.00
18.00
21.00
Losson sale of non-trade current investments
Other Miscellaneous Expenses
891.00
281.00
224.00
263.00
91.00
Less: Expenses Capitalised
Total Expenditure
10320.00
7097.00
5712.00
5381.00
4987.00
Operating Profit (Excl OI)
27835.00
24477.00
20024.00
17624.00
13504.00
Other Income
430.00
284.00
1588.00
1106.00
1213.00
Other Interest Income
10.00
211.00
170.00
87.00
Profit on sale of Fixed Assets
1.00
Provision Written Back
15.00
Others
404.00
284.00
1377.00
936.00
1127.00
Operating Profit
28265.00
24761.00
21611.00
18730.00
14717.00
Interest
19704.00
18112.00
16133.00
13903.00
11218.00
Other Interest
19704.00
18112.00
16133.00
13903.00
11218.00
Depreciation
169.00
157.00
270.00
312.00
387.00
Profit Before Taxation & Exceptional Items
8392.00
6492.00
5209.00
4515.00
3112.00
Exceptional Income / Expenses
Profit Before Tax
8392.00
6492.00
5209.00
4515.00
3112.00
Provision for Tax
2849.00
2260.00
1822.00
1502.00
1008.00
Current Income Tax
3097.00
2420.00
1966.00
1806.00
1207.00
Deferred Tax
-250.00
-186.00
-143.00
-325.00
-199.00
Other taxes
3.00
26.00
-2.00
21.00
0.00
Profit After Tax
5543.00
4232.00
3387.00
3012.00
2104.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
Consolidated Net Profit
5543.00
4232.00
3387.00
3012.00
2104.00
Profit Balance B/F
3545.00
3288.00
3006.00
1986.00
2399.00
Appropriations
9088.00
7520.00
6393.00
4998.00
4503.00
Corporate dividend tax
165.00
157.00
186.00
129.00
108.00
Other Appropriation
8923.00
7363.00
6207.00
4869.00
4195.00
Equity Dividend %
28.00
28.00
28.00
25.00
25.00
Earnings Per Share
19.00
17.00
13.00
12.00
9.00
Adjusted EPS
19.00
17.00
13.00
12.00
9.00