Select year
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operational & Financial Ratios
Earnings Per Share (Rs)
4.69
0.40
17.79
22.55
18.07
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
58.84
54.15
159.87
142.08
118.00
Yield on Advances
20.04
20.59
23.60
22.22
21.89
Cost of Liabilities
6.04
6.06
8.19
7.50
6.89
NIM
9.09
8.43
9.06
8.96
9.44
Interest Spread
14.00
14.52
15.41
14.73
15.01
ROA(%)
0.89
0.09
1.50
2.54
3.16
ROE(%)
8.31
0.80
11.78
18.28
20.32
ROCE(%)
7.52
4.70
11.96
16.19
13.88
Cost Income Ratio
66.36
60.17
56.04
55.76
66.36
Core Cost Income Ratio
65.83
60.00
56.08
55.84
66.56
Operating Costs to Assets
7.01
5.93
5.81
5.99
7.09
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
0.00
0.00
0.00
0.00
0.00
PCE(x)
0.00
0.00
0.00
0.00
0.00
Price/Book(x)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.72
2.18
1.17
1.34
2.21
EV/Core EBITDA(x)
6.78
7.39
4.03
4.23
8.93
EV/EBIT(x)
3.86
5.50
2.10
2.22
3.83
EV/CE(x)
0.24
0.29
0.18
0.20
0.32
M Cap / Sales
0.00
0.00
0.00
0.00
0.00
Core Operating Income Growth
24.08
25.36
13.29
64.48
92.75
Net Profit Growth
1068.31
-92.16
-21.13
40.66
204.54
BVPS Growth
8.67
-66.13
1025.18
20.41
30.95
Advances Growth
23.67
32.74
10.08
74.18
69.65
EPS Growth(%)
1068.31
-97.74
-21.13
24.81
169.39
Cash / Deposits(x)
0.08
0.17
0.19
0.23
0.07
Investment / Deposits(x)
0.31
0.33
0.24
0.22
0.34
IncLoan / Deposits(x)
34.66
45.59
26.33
29.40
62.80
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.30
3.55
2.80
0.41
0.34