Select year
(in Million)
Particulars
Mar 2005
Mar 2004
Mar 2003
Share Capital
298.88
298.88
298.88
Equity - Authorised
1000.00
1000.00
1000.00
Equity - Issued
300.00
300.00
300.00
Equity Paid Up
298.88
298.88
298.88
Equity Shares Forfeited
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
Total Reserves
1844.79
2782.15
2517.75
Securities Premium
547.80
547.66
547.66
Capital Reserves
1.94
1.49
1.22
Profit & Loss Account Balances
-354.11
0.61
33.84
General Reserves
0.00
0.00
0.00
Other Reserves
1649.15
2232.39
1935.04
Reserve excluding Revaluation Reserve
1620.06
2548.76
2276.68
Revaluation Reserves
224.73
233.39
241.07
Deposits
64487.85
64275.31
53898.25
Demand Deposits
8921.32
8507.09
4933.20
Savings Deposit
11840.75
10682.43
8776.70
Term Deposits / Fixed Deposits
43725.78
45085.80
40188.35
Current Deposits
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
Borrowings
378.93
600.30
517.38
Borrowings From Reserve Bank of India
0.00
0.00
0.00
Borrowings From Other Banks
0.00
0.00
80.70
Borrowings From GOI
0.00
0.00
0.00
Borrowings From Other Financial Institutions
335.16
401.23
389.68
Borrowings in the form of Bonds / Debentures
0.00
0.00
0.00
Borrowings in Other Form
0.00
0.00
0.00
Borrowings From Out of India
43.77
199.07
47.00
Other Liabilities & Provisions
3503.60
3458.61
2504.33
Bills Payable
335.89
428.76
158.91
Inter-office adjustment Liabilities
217.91
0.00
116.59
Interest Accrued
551.40
515.18
396.21
Proposed Dividend
0.00
44.83
50.68
Corporate dividend tax payable
0.00
5.74
0.00
Other Liabilities & Provisions
2398.40
2464.09
1781.95
Total Liabilities
70538.31
71432.16
59747.98
Cash and balance with Reserve Bank of India
3738.25
3571.81
3422.15
Cash with RBI
584.04
3571.81
2793.38
Cash in hand & others
3154.21
0.00
628.77
Balances with banks and money at call
2370.70
2834.69
2503.89
Investments
21022.95
24130.88
19150.37
Investments in India
21022.95
24130.88
19150.37
GOI/State Govt. Securities
16097.97
19393.15
13943.23
Equity Shares - Corporate
0.00
248.96
260.16
Debentures & Bonds
3687.31
3028.64
3486.92
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
Other Investments
1237.68
1460.13
1460.07
Investments outside India
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
Advances
39762.81
37444.66
31454.53
Bills Purchased & Discounted
8666.69
8469.32
6566.03
Cash Credit, Over Draft & Loans repayable
20173.09
19279.57
16363.23
Term Loans
10923.02
9695.77
8525.28
Finance lease and hire purchase receivable
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
Gross block
1912.88
1845.74
1668.91
Premises
962.49
940.96
914.77
Assets Given on Lease
28.72
63.98
88.64
Other Fixed Assets
921.67
840.80
665.50
Less: Accumulated Depreciation
815.16
677.14
533.28
Less: Impairment of Assets
0.00
0.00
0.00
Net Block
1097.71
1168.60
1135.63
Lease Adjustment
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
Other Assets
2545.89
2281.53
2081.41
Inter-office adjustment Assets
0.00
279.59
0.00
Interest Accrued Assets
469.13
556.65
607.52
Tax paid in advance/TDS
708.63
616.69
500.51
Stationery and stamps
27.04
28.29
26.98
Non-banking assets acquired
0.00
0.00
0.00
Deferred tax asset
548.02
472.70
333.30
Miscellaneous Expenditure not written off
0.00
0.00
0.00
Assets Others
793.07
327.60
613.11
Total Assets
70538.31
71432.16
59747.98
Contingent Liabilities
7243.24
8176.41
8542.68
Claims not acknowledged as debts
478.98
509.35
572.70
Outstanding forward exchange contracts
2176.89
2272.42
2116.55
Guarantees given in India
3257.45
3962.63
4110.36
Guarantees given Outside India
0.00
0.00
0.00
Acceptances, endorsements & other obligations
1329.93
1432.02
1739.14
Other Contingent liabilities
0.00
0.00
3.93
Bills for collection
8020.15
7408.50
3435.92
Book Value
64.20
95.28
86.17
Adjusted Book Value
41.43
61.49
55.61