COMPANY PROFILE

Balance Sheet

UNITED BANK OF INDIA - (AMALGAMATED) SHARE PRICE [LIVE]

NSE : NABSE : 533171ISIN CODE : INE695A01019Industry : Bank - PublicHouse : PSU

BSE4.480 (0 %)

PREV CLOSE ( ) 4.48

OPEN PRICE ( ) 4.50

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 36365

TODAY'S LOW / HIGH ( )4.45 4.70

52 WK LOW / HIGH ( ) 4.454.7

NSE

This Company is not listed in NSE

Select year

(in Million)

Particulars

Mar 2019

Mar 2018

Mar 2017

Mar 2016

Mar 2015

SOURCES OF FUNDS:

Share Capital

74279.20

30000.00

13943.56

8395.16

Equity - Authorised

85000.00

30000.00

Equity - Issued

74279.20

30000.00

13943.56

8395.16

Equity Paid Up

74279.20

30000.00

13943.56

8395.16

Equity Shares Forfeited

0.00

Adjustments to Equity

0.00

Preference Capital Paid Up

0.00

Face Value

10.00

Share Warrants & Outstandings

0.00

136.43

4180.00

4800.00

0.00

Total Reserves

40709.58

56615.93

59314.56

49996.69

49885.23

Securities Premium

47861.76

41700.67

27373.54

20788.20

Capital Reserves

16579.91

16268.57

15284.62

15096.42

Profit & Loss Account Balances

0.00

General Reserves

0.00

Other Reserves

-23732.09

-1664.65

15672.45

13923.87

14000.61

Reserve excluding Revaluation Reserve

31471.77

47147.51

50304.22

40750.07

43944.52

Revaluation Reserves

9237.81

9468.42

9010.34

9246.63

5940.71

Deposits

1349833.15

1293263.78

1269392.51

1164012.76

1088175.99

Demand Deposits

111763.77

99034.30

106234.36

79814.20

89439.85

Savings Deposit

582718.36

527443.04

494618.45

408096.24

368111.09

Term Deposits / Fixed Deposits

655351.02

666786.44

668539.69

676102.33

630625.05

Current Deposits

0.00

Recurring Deposits

0.00

Other Deposits

0.00

Borrowings

22037.18

33060.58

25517.54

29125.07

40617.30

Borrowings From Reserve Bank of India

2000.00

0.00

5840.00

Borrowings From Other Banks

11.88

15.95

9.11

8.55

49.16

Borrowings From GOI

0.00

Borrowings From Other Financial Institutions

20025.29

33044.62

25508.43

29116.51

34728.14

Borrowings in the form of Bonds / Debentures

0.00

Borrowings in Other Form

0.00

Borrowings From Out of India

0.00

Other Liabilities & Provisions

28440.18

34409.84

38182.96

37987.83

43202.11

Bills Payable

3496.89

3430.71

3957.55

3745.93

3487.99

Inter-office adjustment Liabilities

1550.33

2015.36

1227.04

1211.08

678.16

Interest Accrued

5024.94

5211.84

5379.99

9173.38

10223.94

Proposed Dividend

0.00

Corporate dividend tax payable

0.00

Other Liabilities & Provisions

18368.02

23751.93

27618.39

23857.44

28812.03

Total Liabilities

1515299.28

1447486.56

1410531.12

1294317.50

1230275.79

APPLICATION OF FUNDS :

Cash and balance with Reserve Bank of India

61688.84

62121.40

66344.59

60704.47

58156.01

Cash with RBI

54996.04

56041.07

61445.78

55116.37

53125.81

Cash in hand & others

6692.80

6080.33

4898.81

5588.09

5030.20

Balances with banks and money at call

34946.10

140221.84

63815.88

22552.12

2149.40

Investments

609760.34

504018.04

530354.91

447233.83

432454.95

Investments in India

609760.34

504018.04

530354.91

447233.83

432454.95

GOI/State Govt. Securities

384296.30

366459.29

383596.46

362406.60

350204.49

Equity Shares - Corporate

6384.94

9255.32

9980.40

2227.11

2015.68

Debentures & Bonds

74940.42

60675.55

30816.09

20878.84

20723.39

Subsidiaries and/or joint ventures/Associates

0.00

Units - MF/ Insurance/CP/PTC

0.00

Other Investments

144138.68

67627.88

105961.95

61721.29

59511.38

Investments outside India

0.00

Government securities

0.00

Subsidiaries and/or joint ventures abroad

0.00

Other investments outside India

0.00

Less: Prov for Diminution in Value of Invest.

0.00

Advances

669550.97

624902.00

661392.95

680602.00

667630.36

Bills Purchased & Discounted

2620.30

3829.31

4407.48

5206.13

3994.85

Cash Credit, Over Draft & Loans repayable

229498.41

214786.00

214224.15

215694.16

215670.29

Term Loans

437432.26

406286.69

442761.32

459701.72

447965.21

Finance lease and hire purchase receivable

0.00

Advances Others

0.00

Gross block

25030.81

24584.92

21739.26

22049.09

17729.65

Premises

13095.78

13084.53

12230.98

12225.49

8707.82

Assets Given on Lease

0.00

Other Fixed Assets

11935.04

11500.40

9508.27

9823.60

9021.83

Less: Accumulated Depreciation

12690.14

11719.94

9961.64

9956.44

8996.05

Less: Impairment of Assets

0.00

Net Block

12340.67

12864.98

11777.62

12092.66

8733.61

Lease Adjustment

0.00

Capital Work in Progress

59.88

65.90

39.02

16.55

40.53

Other Assets

126952.47

103292.40

76806.16

71115.88

61110.94

Inter-office adjustment Assets

0.00

Interest Accrued Assets

11704.60

10867.10

10089.00

10324.80

10943.51

Tax paid in advance/TDS

9211.48

7914.90

9479.59

8252.97

7131.49

Stationery and stamps

68.92

57.16

63.93

80.61

88.06

Non-banking assets acquired

0.00

Deferred tax asset

54799.70

32462.70

17540.20

6203.00

1915.80

Miscellaneous Expenditure not written off

0.00

Assets Others

51167.78

51990.54

39633.44

46254.50

41032.08

Total Assets

1515299.28

1447486.56

1410531.12

1294317.50

1230275.79

Contingent Liabilities

80915.25

78450.27

86927.03

115839.10

64503.36

Claims not acknowledged as debts

82.14

126.68

95.52

90.16

87.90

Outstanding forward exchange contracts

30792.01

17696.57

25467.80

53659.48

21636.83

Guarantees given in India

32231.31

35379.57

32586.36

31625.51

26747.79

Guarantees given Outside India

1106.25

5250.28

11684.00

12332.77

4227.75

Acceptances, endorsements & other obligations

8803.61

12059.36

16104.70

17686.73

10896.81

Other Contingent liabilities

7899.93

7937.80

988.65

444.45

906.28

Bills for collection

25921.31

36910.38

21378.82

19599.71

24165.06

Book Value

14.24

25.72

46.08

58.54

62.35

Adjusted Book Value

14.24

25.72

46.08

58.54

62.35

ATTENTION INVESTORS
KYC
NSDL/CDSL

Prevent Unauthorized Transactions in your demat and trading account --> Update your Mobile Number/Email id with your Depository Participant and Stock Broker. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat/trading account directly from CDSL and Stock Exchanges on the same day.........issued in the interest of investors...

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

2. Update your Mobile Number & Email Id with your Stock Broker/ Depository Participant and receive OTP directly from Depository on your Email Id and/ or Mobile Number to create pledge.

3. Pay 20% upfront margin of the transaction value to trade in cash market segment.

4. Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued by NSE vide. Circular No. NSE/INSP/45191 dated: July 31, 2020 and NSE/INSP/45534 and BSE vide Notice No. 20200731-7, dated: July 31, 2020 and 20200831- 45 dated: August 31, 2020 and dated: August 31, 2020 and other guidelines issued from time to time in this regard.

5. Check your Securities/ MF/ Bonds in the Consolidated Account Statement issued by NSDL/ CDSL every month.

6. Risk disclosures RISK DISCLOSURES ON DERIVATIVES:

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹ 50,000.
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost

Dear Investor,
As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the BSE Investor Protection Fund website where you will find some useful educative material in the form of text and videos, so as to become an informed investor.
https://www.bseipf.com/investors_education.html
We believe that an educated investor is a protected investor !!!

"As per the directives of CDSL and esteemed Exchanges, it has been made mandatory for every client to furnish their latest KYC details viz. Valid Mobile No., Email- Id & Income range on or before 31.05.2021 else your Account will be marked as Non Compliant and will be Freezed till the compliance of such requirement."

"No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorize your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account."

"KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary."

Dear Investor if you wish to revoke your un-executed eDis mandate, please mail us with ISIN and quantity on dp@indiratrade.com by today EOD."