Select year
(in Million)
Particulars
Mar 2022
Mar 2021
Mar 2020
Share Capital
3111.74
3108.80
3108.80
Equity - Authorised
6000.00
6000.00
8000.00
Equity - Issued
3112.92
3109.98
3109.98
Equity Paid Up
3111.64
3108.70
3108.70
Equity Shares Forfeited
0.10
0.10
0.10
Adjustments to Equity
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
Share Warrants & Outstandings
0.54
0.00
0.00
Total Reserves
67827.66
63313.65
56595.64
Securities Premium
12559.68
12550.13
12550.42
Capital Reserves
6263.84
6255.64
4258.77
Profit & Loss Account Balances
1350.81
853.63
1016.81
General Reserves
0.00
0.00
0.00
Other Reserves
47653.32
43654.25
38769.64
Reserve excluding Revaluation Reserve
63238.13
58660.28
51894.98
Revaluation Reserves
4589.52
4653.37
4700.66
Deposits
803867.36
756544.95
717851.54
Demand Deposits
48267.47
48222.58
41629.36
Savings Deposit
216728.38
190010.63
165886.83
Term Deposits / Fixed Deposits
538871.51
518311.74
510335.35
Current Deposits
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
Borrowings
23138.43
17648.80
40651.18
Borrowings From Reserve Bank of India
8496.73
0.00
14149.82
Borrowings From Other Banks
0.00
0.00
0.00
Borrowings From GOI
0.00
0.00
0.00
Borrowings From Other Financial Institutions
1941.70
7948.80
16801.36
Borrowings in the form of Bonds / Debentures
12700.00
9700.00
9700.00
Borrowings in Other Form
0.00
0.00
0.00
Borrowings From Out of India
0.00
0.00
0.00
Other Liabilities & Provisions
22453.28
15533.28
14927.72
Bills Payable
3079.51
2228.55
1881.62
Inter-office adjustment Liabilities
5.30
0.15
0.00
Interest Accrued
683.37
605.31
585.29
Proposed Dividend
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
Other Liabilities & Provisions
18685.10
12699.27
12460.81
Total Liabilities
920399.01
856149.47
833134.88
Cash and balance with Reserve Bank of India
39572.21
48661.49
27560.50
Cash with RBI
33128.21
43641.81
22070.06
Cash in hand & others
6443.99
5019.68
5490.45
Balances with banks and money at call
4795.38
4494.17
1634.40
Investments
220399.97
216346.85
175453.42
Investments in India
220399.97
216346.85
175453.42
GOI/State Govt. Securities
201330.88
192451.92
153040.54
Equity Shares - Corporate
861.77
815.20
552.12
Debentures & Bonds
16334.10
13771.93
15349.85
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
Other Investments
1873.23
9307.80
6510.93
Investments outside India
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
Advances
567831.40
515158.46
569642.72
Bills Purchased & Discounted
3790.92
4642.11
7511.74
Cash Credit, Over Draft & Loans repayable
199243.33
171415.49
212301.04
Term Loans
364797.16
339100.86
349829.94
Finance lease and hire purchase receivable
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
Gross block
13691.95
13356.09
12603.07
Premises
6757.37
6774.54
6765.65
Assets Given on Lease
0.00
0.00
0.00
Other Fixed Assets
6934.58
6581.55
5837.42
Less: Accumulated Depreciation
5641.32
4977.52
4338.88
Less: Impairment of Assets
0.00
0.00
0.00
Net Block
8050.63
8378.57
8264.19
Lease Adjustment
0.00
0.00
0.00
Capital Work in Progress
131.60
5.14
0.00
Other Assets
79617.82
63104.79
50579.64
Inter-office adjustment Assets
0.00
0.00
0.00
Interest Accrued Assets
3484.64
3101.43
2866.68
Tax paid in advance/TDS
13825.88
7665.21
7621.44
Stationery and stamps
53.08
65.48
72.81
Non-banking assets acquired
61.30
173.16
196.06
Deferred tax asset
3693.08
4257.36
4408.08
Miscellaneous Expenditure not written off
0.00
0.00
0.00
Assets Others
58499.84
47842.16
35414.57
Total Assets
920399.01
856149.47
833134.88
Contingent Liabilities
96569.87
83963.30
77237.58
Claims not acknowledged as debts
500.66
487.84
381.28
Outstanding forward exchange contracts
43717.35
38730.52
31241.75
Guarantees given in India
39614.20
34724.80
35835.70
Guarantees given Outside India
0.00
0.00
0.00
Acceptances, endorsements & other obligations
10204.95
8622.90
8548.96
Other Contingent liabilities
2532.71
1397.24
1229.88
Bills for collection
24857.26
23786.32
23153.80
Book Value
213.23
198.70
176.93
Adjusted Book Value
213.23
198.70
176.93