COMPANY PROFILE

Balance Sheet

THE JAMMU & KASHMIR BANK LTD. SHARE PRICE [LIVE]

NSE : J&KBANKBSE : 532209ISIN CODE : INE168A01041Industry : Bank - PrivateHouse : PSU

BSE128.00-3.05 (-2.33 %)

PREV CLOSE ( ) 131.05

OPEN PRICE ( ) 130.30

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 172370

TODAY'S LOW / HIGH ( )127.60 130.65

52 WK LOW / HIGH ( )49.85 152.45

NSE128.10-3.05 (-2.33 %)

PREV CLOSE( ) 131.15

OPEN PRICE ( ) 129.40

BID PRICE (QTY) 128.10 (875)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 3070583

TODAY'S LOW / HIGH( ) 127.70 130.65

52 WK LOW / HIGH ( )49.8 152.5

Select year

(in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

SOURCES OF FUNDS:

Share Capital

1031.62

933.03

713.59

557.00

Equity - Authorised

1850.00

2500.00

950.00

Equity - Issued

1031.70

933.11

713.67

557.08

Equity Paid Up

1031.48

932.89

713.45

556.86

Equity Shares Forfeited

0.14

Adjustments to Equity

0.00

Preference Capital Paid Up

0.00

Face Value

1.00

Share Warrants & Outstandings

0.00

935.00

0.00

Total Reserves

97931.63

78903.13

67309.09

62744.91

65660.55

Securities Premium

21824.16

17604.65

10959.12

6115.71

Capital Reserves

2888.47

2553.33

1214.58

909.98

Profit & Loss Account Balances

0.00

General Reserves

0.00

Other Reserves

73219.00

58410.01

53796.64

50571.22

58634.86

Reserve excluding Revaluation Reserve

85119.00

69404.68

57582.91

52784.91

59603.07

Revaluation Reserves

12812.63

9498.45

9726.18

9960.01

6057.48

Deposits

1220271.79

1147027.66

1080472.98

977858.31

896368.32

Demand Deposits

139926.70

143935.74

138600.29

123714.42

113618.19

Savings Deposit

520247.50

504769.22

475540.59

400954.85

340802.47

Term Deposits / Fixed Deposits

560097.59

498322.70

466332.09

453189.04

441947.66

Current Deposits

0.00

Recurring Deposits

0.00

Other Deposits

0.00

Borrowings

28923.06

23708.17

20151.97

20195.77

26239.56

Borrowings From Reserve Bank of India

0.00

Borrowings From Other Banks

0.00

Borrowings From GOI

0.00

Borrowings From Other Financial Institutions

113.06

108.17

151.97

195.77

239.56

Borrowings in the form of Bonds / Debentures

28810.00

23600.00

20000.00

26000.00

Borrowings in Other Form

0.00

Borrowings From Out of India

0.00

Other Liabilities & Provisions

110967.82

54253.34

34081.10

26778.89

25222.83

Bills Payable

2985.30

2710.59

2773.45

2447.21

2753.58

Inter-office adjustment Liabilities

0.00

Interest Accrued

289.48

180.43

198.25

230.46

290.42

Proposed Dividend

0.00

Corporate dividend tax payable

0.00

Other Liabilities & Provisions

107693.04

51362.32

31109.40

24101.23

22178.83

Total Liabilities

1459125.92

1305760.33

1202728.73

1088291.47

1014048.26

APPLICATION OF FUNDS :

Cash and balance with Reserve Bank of India

77940.58

77502.03

36853.33

29474.81

48749.69

Cash with RBI

71567.50

71341.74

31673.96

23767.34

44202.29

Cash in hand & others

6373.08

6160.29

5179.36

5707.47

4547.39

Balances with banks and money at call

11048.02

10417.04

58183.72

68451.21

9973.40

Investments

347804.01

337852.55

307740.98

229904.74

231405.03

Investments in India

347804.01

337852.55

307740.98

229904.74

231405.03

GOI/State Govt. Securities

291558.27

304126.19

302809.86

207164.57

185065.25

Equity Shares - Corporate

1018.56

1094.17

1023.43

950.27

1974.16

Debentures & Bonds

7145.44

2077.46

3572.99

5633.35

15901.37

Subsidiaries and/or joint ventures/Associates

0.00

-40.00

0.00

Units - MF/ Insurance/CP/PTC

0.24

0.00

0.24

Other Investments

48081.51

30554.73

374.46

16156.31

28464.02

Investments outside India

0.00

Government securities

0.00

Subsidiaries and/or joint ventures abroad

0.00

Other investments outside India

0.00

Less: Prov for Diminution in Value of Invest.

0.00

Advances

822776.11

703930.75

668417.32

643990.69

662715.07

Bills Purchased & Discounted

2123.23

2418.98

3225.83

4519.39

10706.27

Cash Credit, Over Draft & Loans repayable

252219.89

238521.47

215207.16

214517.38

224624.20

Term Loans

568432.99

462990.30

449984.33

424953.92

427384.61

Finance lease and hire purchase receivable

0.00

Advances Others

0.00

Gross block

37758.07

33024.13

32267.44

31591.37

26461.87

Premises

21449.43

17807.01

17793.57

17775.01

13702.04

Assets Given on Lease

0.00

Other Fixed Assets

16308.64

15217.13

14473.87

13816.36

12759.83

Less: Accumulated Depreciation

15513.76

13949.05

12553.26

11228.17

9998.32

Less: Impairment of Assets

0.00

Net Block

22244.30

19075.08

19714.18

20363.20

16463.55

Lease Adjustment

0.00

Capital Work in Progress

473.22

464.29

414.20

348.17

289.62

Other Assets

176839.67

156518.59

111405.01

95758.66

44451.90

Inter-office adjustment Assets

702.48

703.10

704.61

712.11

723.50

Interest Accrued Assets

6992.88

5904.20

5805.16

4439.37

4309.75

Tax paid in advance/TDS

1870.51

2629.69

2347.79

1836.94

1228.27

Stationery and stamps

42.77

45.33

58.00

56.16

54.77

Non-banking assets acquired

0.00

92.79

0.00

Deferred tax asset

1828.97

2393.33

2662.70

3331.17

2998.85

Miscellaneous Expenditure not written off

0.00

Assets Others

165402.06

144750.16

99733.96

85382.90

35136.76

Total Assets

1459125.92

1305760.33

1202728.73

1088291.47

1014048.26

Contingent Liabilities

52337.68

55249.39

48669.36

57567.84

63925.41

Claims not acknowledged as debts

2446.71

7082.85

6224.16

6253.59

5947.96

Outstanding forward exchange contracts

19013.26

17044.62

11181.87

17270.92

24251.12

Guarantees given in India

21964.42

22162.78

22307.51

25189.21

22299.28

Guarantees given Outside India

247.36

225.34

225.17

262.19

269.00

Acceptances, endorsements & other obligations

5926.59

6289.22

6725.65

7116.14

10089.90

Other Contingent liabilities

2739.35

2444.57

2005.01

1475.80

1068.16

Bills for collection

17054.07

15380.64

14396.03

11607.72

14436.63

Book Value

83.52

75.40

81.71

74.99

108.03

Adjusted Book Value

83.52

75.40

81.71

74.99

108.03

ATTENTION INVESTORS
KYC
NSDL/CDSL

Prevent Unauthorized Transactions in your demat and trading account --> Update your Mobile Number/Email id with your Depository Participant and Stock Broker. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat/trading account directly from CDSL and Stock Exchanges on the same day.........issued in the interest of investors...

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.

2. Update your Mobile Number & Email Id with your Stock Broker/ Depository Participant and receive OTP directly from Depository on your Email Id and/ or Mobile Number to create pledge.

3. Pay 20% upfront margin of the transaction value to trade in cash market segment.

4. Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued by NSE vide. Circular No. NSE/INSP/45191 dated: July 31, 2020 and NSE/INSP/45534 and BSE vide Notice No. 20200731-7, dated: July 31, 2020 and 20200831- 45 dated: August 31, 2020 and dated: August 31, 2020 and other guidelines issued from time to time in this regard.

5. Check your Securities/ MF/ Bonds in the Consolidated Account Statement issued by NSDL/ CDSL every month.

6. Risk disclosures RISK DISCLOSURES ON DERIVATIVES:

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹ 50,000.
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost

Dear Investor,
As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the BSE Investor Protection Fund website where you will find some useful educative material in the form of text and videos, so as to become an informed investor.
https://www.bseipf.com/investors_education.html
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