Select year
(in Million)
Particulars
Mar 2003
Mar 2002
Mar 2001
Mar 2000
Mar 1999
Share Capital
1213.59
1213.59
1213.59
1213.59
1040.00
Equity - Authorised
3500.00
2000.00
2000.00
2000.00
2000.00
Equity - Issued
1213.59
1213.59
1213.59
1213.59
1040.00
Equity Paid Up
1213.59
1213.59
1213.59
1213.59
1040.00
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
Total Reserves
-1189.20
2729.63
4670.52
4067.82
1862.53
Securities Premium
1294.43
1301.93
1301.93
1301.93
0.00
Capital Reserves
106.06
106.06
0.00
0.00
0.00
Profit & Loss Account Balances
-2650.85
15.47
2.11
3.56
2.99
General Reserves
0.00
0.00
2022.12
1762.12
952.12
Other Reserves
61.16
1306.18
1344.37
1000.22
907.43
Reserve excluding Revaluation Reserve
-1189.20
2729.63
4670.52
4067.82
1862.53
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
69209.20
64430.81
77342.28
61988.53
40968.02
Demand Deposits
7533.82
6534.04
6241.01
8454.14
3795.43
Savings Deposit
5485.83
4797.22
4073.97
2942.53
1236.50
Term Deposits / Fixed Deposits
56189.55
53099.56
67027.31
50591.86
35936.09
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
264.20
642.43
5997.01
3986.61
4830.38
Borrowings From Reserve Bank of India
0.00
0.00
0.00
600.00
1000.00
Borrowings From Other Banks
0.00
0.00
1923.47
750.00
1850.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
142.78
280.59
3488.44
1743.20
1727.79
Borrowings in the form of Bonds / Debentures
0.00
0.00
0.00
0.00
0.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
121.42
361.84
585.10
893.42
252.59
Other Liabilities & Provisions
4511.29
4058.78
5496.25
4055.70
3302.38
Bills Payable
665.89
601.56
1234.84
929.42
547.95
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
334.55
386.31
676.78
436.36
412.80
Proposed Dividend
0.00
121.36
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
3510.85
2949.56
3584.63
2689.92
2341.64
Total Liabilities
74009.08
73075.25
94719.65
75312.25
52003.32
Cash and balance with Reserve Bank of India
7270.26
4842.71
6661.43
5141.03
4737.33
Cash with RBI
6382.86
482.47
6442.46
5047.99
4664.80
Cash in hand & others
887.40
4360.25
218.97
93.04
72.53
Balances with banks and money at call
778.24
1276.15
689.08
2237.37
1066.42
Investments
24987.39
29001.03
38649.16
29258.40
19618.70
Investments in India
24987.39
29001.03
38649.16
29258.40
19618.70
GOI/State Govt. Securities
20321.56
19012.40
22930.34
17417.91
10744.61
Equity Shares - Corporate
1226.56
1226.56
647.83
340.23
373.22
Debentures & Bonds
2875.24
6928.99
12015.87
9249.34
7025.65
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
0.00
24.09
590.19
340.19
116.61
Other Investments
564.03
1808.98
2464.93
1910.73
1358.60
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
-1465.50
-700.05
-370.08
-110.28
-214.90
Advances
32761.08
30326.25
40996.90
32110.13
21184.37
Bills Purchased & Discounted
4280.08
4804.60
6360.08
5951.09
5103.30
Cash Credit, Over Draft & Loans repayable
10936.33
13812.32
21508.89
18167.09
10508.81
Term Loans
17544.67
11709.33
13127.93
7991.96
5572.26
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
5128.53
5025.69
5565.54
4696.47
4155.29
Premises
527.12
440.82
1543.30
1450.40
1349.13
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
4601.42
4584.87
4022.24
3246.08
2806.16
Less: Accumulated Depreciation
2120.57
1823.71
1771.15
1313.56
910.21
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
3007.96
3201.99
3794.38
3382.92
3245.08
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
Other Assets
5204.15
4427.12
3928.69
3182.40
2151.42
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
1143.20
1142.79
1315.01
848.27
541.30
Tax paid in advance/TDS
636.32
595.55
484.03
77.81
54.82
Stationery and stamps
1.02
1.76
1.22
1.68
1.52
Non-banking assets acquired
1817.53
544.56
0.00
0.00
0.00
Deferred tax asset
547.41
547.41
0.00
0.00
0.00
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
1058.68
1595.06
2128.44
2254.64
1553.78
Total Assets
74009.08
73075.25
94719.65
75312.25
52003.32
Contingent Liabilities
35783.29
25791.55
60676.17
70181.97
46323.82
Claims not acknowledged as debts
1255.69
320.59
160.20
0.00
0.05
Outstanding forward exchange contracts
16859.13
12064.10
41550.73
50729.69
34044.93
Guarantees given in India
9865.44
8983.76
13126.10
12420.19
7533.60
Guarantees given Outside India
0.00
0.00
0.00
0.00
0.00
Acceptances, endorsements & other obligations
6790.25
4407.19
5822.86
5220.66
3741.49
Other Contingent liabilities
1012.78
15.90
16.28
1811.43
1003.75
Bills for collection
10467.19
11219.37
8062.87
7731.52
3188.82
Book Value
0.20
32.49
48.49
43.52
27.91
Adjusted Book Value
0.20
32.49
48.49
43.52
27.91