Select year
(in Million)
Particulars
Mar 2005
Mar 2004
Mar 2003
Mar 2002
Mar 2001
Share Capital
1050.00
1050.00
1050.00
1050.00
1050.00
Equity - Authorised
1510.00
1510.00
1510.00
1510.00
1510.00
Equity - Issued
1050.00
1050.00
1050.00
1050.00
1050.00
Equity Paid Up
1050.00
1050.00
1050.00
1050.00
1050.00
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
Total Reserves
792.52
1387.34
1095.81
863.37
743.08
Securities Premium
0.00
0.00
0.00
0.00
0.00
Capital Reserves
234.01
233.74
159.12
19.00
0.48
Profit & Loss Account Balances
-569.35
25.75
101.44
139.12
236.19
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
1127.85
1127.85
835.25
705.25
506.41
Reserve excluding Revaluation Reserve
792.52
1387.34
1095.81
863.37
743.08
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
43066.16
41368.78
35896.02
33535.71
30547.93
Demand Deposits
7798.87
6086.31
4598.82
4116.95
4240.09
Savings Deposit
12484.49
9814.55
6767.41
4909.00
4326.06
Term Deposits / Fixed Deposits
22782.80
25467.93
24529.79
24509.76
21981.77
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
84.10
619.61
1422.82
579.86
3005.51
Borrowings From Reserve Bank of India
0.00
0.00
0.00
183.20
218.90
Borrowings From Other Banks
0.00
0.00
470.00
0.00
2771.30
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
84.10
95.00
810.37
363.33
0.00
Borrowings in the form of Bonds / Debentures
0.00
0.00
0.00
0.00
0.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
0.00
524.61
142.46
33.33
15.30
Other Liabilities & Provisions
3489.56
3968.87
3402.62
2921.65
2002.82
Bills Payable
1194.98
1339.13
932.98
580.43
655.91
Inter-office adjustment Liabilities
9.43
0.00
0.00
261.97
0.00
Interest Accrued
205.49
240.81
276.72
305.52
317.23
Proposed Dividend
0.00
68.25
68.25
136.50
147.00
Corporate dividend tax payable
0.00
8.75
8.75
0.00
0.00
Other Liabilities & Provisions
2079.66
2311.94
2115.93
1637.23
882.68
Total Liabilities
48482.33
48394.60
42867.28
38950.58
37349.33
Cash and balance with Reserve Bank of India
3258.80
3227.16
4059.57
2377.77
2065.28
Cash with RBI
2629.46
2530.48
3638.39
2063.19
1832.75
Cash in hand & others
629.34
696.69
421.18
314.58
232.53
Balances with banks and money at call
2543.55
1768.26
1236.49
2590.60
1742.81
Investments
14026.79
15718.41
14849.12
13712.74
14638.28
Investments in India
14026.79
15718.41
14849.12
13712.74
14638.28
GOI/State Govt. Securities
11225.08
11389.85
11019.16
10496.55
9624.39
Equity Shares - Corporate
105.32
305.66
203.56
311.78
546.61
Debentures & Bonds
357.25
1334.07
1517.64
2894.46
4191.39
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
0.00
238.19
0.00
9.95
125.90
Other Investments
2339.14
2450.66
2108.76
0.00
150.00
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
24169.87
23534.64
17971.25
16114.83
15064.45
Bills Purchased & Discounted
1114.53
1255.65
1073.89
712.17
1547.87
Cash Credit, Over Draft & Loans repayable
8662.75
8479.86
6392.98
6095.72
6317.76
Term Loans
14392.59
13799.13
10504.38
9306.93
7198.83
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
3527.12
3197.21
2676.63
2274.89
1785.38
Premises
110.42
106.99
97.40
89.31
86.45
Assets Given on Lease
794.63
794.63
794.63
794.63
794.63
Other Fixed Assets
2622.07
2295.59
1784.60
1390.95
904.30
Less: Accumulated Depreciation
1670.06
1351.69
1038.28
797.10
577.73
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
1857.06
1845.52
1638.35
1477.79
1207.65
Lease Adjustment
-25.34
-38.94
-33.94
-23.79
-27.90
Capital Work in Progress
32.02
69.51
304.47
381.11
175.88
Other Assets
2619.58
2270.04
2841.96
2319.53
2482.87
Inter-office adjustment Assets
0.00
3.66
0.00
0.00
8.46
Interest Accrued Assets
246.73
331.07
429.64
366.13
451.53
Tax paid in advance/TDS
388.19
256.02
218.65
162.96
197.97
Stationery and stamps
7.87
11.72
13.33
6.35
7.45
Non-banking assets acquired
219.09
236.33
189.32
67.69
67.69
Deferred tax asset
101.90
0.00
0.00
121.80
0.00
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
1655.80
1431.25
1991.03
1594.60
1749.76
Total Assets
48482.33
48394.60
42867.28
38950.58
37349.33
Contingent Liabilities
10674.87
14099.76
9096.98
13737.16
14037.21
Claims not acknowledged as debts
999.71
761.13
630.11
645.28
609.20
Outstanding forward exchange contracts
7845.91
11659.25
6757.49
11269.76
11882.80
Guarantees given in India
671.34
582.75
983.37
1161.86
994.46
Guarantees given Outside India
0.00
5.30
0.00
0.00
0.00
Acceptances, endorsements & other obligations
1157.91
1091.33
726.02
660.26
550.76
Other Contingent liabilities
0.00
0.00
0.00
0.00
0.00
Bills for collection
239.41
287.83
178.90
160.63
232.82
Book Value
17.55
23.21
20.44
18.22
17.08
Adjusted Book Value
17.55
23.21
20.44
18.22
17.08